With great pleasure we herewith announce the 3rd AZN conference taking place on 4th September 2017 in Hotel Union, Miklošičeva cesta 1, Ljubljana, Slovenia.

Top speakers will offer in-depth analyses to participants from the insurance industry, insurance regulators, consumer representatives, journalists and representatives from the national governmental authorities.

This year, the conference programme will include sessions on the IDD and risks arising from the distribution of insurance products, as well as on digitalisation and innovation in the insurance sector. The AZN is firmly convinced that poor sales practices can undermine the trust in the insurance system as a whole and sees the upcoming regulatory changes as a vital tool to increase consumer protection and improve business practices. Additionally, technological innovation in the area of insurance sales and other insurance processes will also have a profound impact on the insurers, their processes and ultimately on their business models.

The purpose of the conference is to highlight the regulatory changes, brought about by the IDD, and the challenges posed by the regulatory changes, as well as the challenges of digital transformation, to the insurers and to the insurance intermediaries.

The programme, your personal invitations and online registration details will be circulated to you in due course. The announcement of the conference is also published via AZN’s website.

In the meantime, should you have any questions, please contact us at events@a-zn.si. The conference is free of charge.


8:45 Registration and coffee or tea
9:30 Welcome address & introductory remarks (15 min)
Sergej Simoniti, Director of Insurance supervision Agency, Slovenia, AZN
Andrej Slapar, President of the Management Board, Zavarovalnica Triglav d.d., Slovenia


Regulatory changes, brought about by the IDD Directive and challenges posed by the regulatory changes.

  1. Keynote speech: Manuela Zweimueller, Head of the Policy Department, EIOPA (25 min)
  2. Presentations (each 10-15 min each):
    Jure Kimovec, Financial Sector Analyst, S&P Global Ratings
    Alexandru D. Ciuncan, Member of the IRSG & OPSG, EIOPA; Managing Partner, XPRIMM
    Marko Štajduhar, Executive Director, Willis Towers Watson d.d., Croatia
    Anton Globokar, Head of Sales for Life insurance, Adriatic Slovenica d.d., Slovenia
  3. Round table discussion, Moderated by Sergej Simoniti, AZN
12:00 LUNCH


Digitalisation and innovation in insurance sector. Challenges of digital transformation, to the insurers and to the insurance intermediaries.

  1. Keynote speech: Gregor Pilgram, Chief Financial Officer, Member of Management Board, Director and Member of Executive Committee, Generali CEE Holding B.V. (25 min)
  2. Presentations (each 10-15 min)
    Marjan Trobina, Coordinator of Information Team, EIOPA
    Janez Bensa, CEO, Parsek GMBH, Austria
    Akos Ujlaki, Project Leader, The Boston Consulting Group
    Dr. Filip Glavan, Principal, The Boston Consulting Group
    Giovanni Mangini, Actuary – Insurance solution specialist, FIA, ONA, Moody’s Analytics UK Ltd.
    Zoran Miloševič, Chief Innovation & Digital officer, Zavarovalnica Triglav d.d., Slovenia
  3. Round table discussion, Moderated by Dr. Mojca Piškurič, AZN
16:30 End
18:00 Reception in Restavracija in bar Atelje, Nazorjeva 2, Ljubljana (next to Hotel Union)


Printable version of programme: Programme [PDF]

Sergej Simoniti

Director of Insurance supervision Agency, Slovenia


In 2011 Sergej was nominated by the Slovenian parliament as the director of Insurance Supervisory Agency of Slovenia with his term starting in 2012. As the director he became also member of the Board of Supervisors of EIOPA (European Insurance and Occupational Pensions Authority). While heading Insurance Supervisory Agency of Slovenia, he successfully reorganized it. Furthermore, during his term Slovenia has adopted new insurance legislation implementing Solvency 2 regime. From July 2013 till the end of 2015 Sergej also served as the member of the Management Board of EIOPA. Sergej is also an active member of IAIS (International Association of Insurance Supervisors)'s Market Conduct Working Group.

After graduating cum laude at the Law School of the University of Ljubljana in 1997, Sergej was employed with Generali insurance company in Ljubljana. At Generali Sergej gained experience as liability and aviation insurance underwriter and, later, as general council. In 2002 he joined the biggest Slovene reinsurance company Sava RE Reinsurance Company, where he held the position of an Executive Director for General Affairs and Business Conduct Compliance and where he represented the Sava Re Reinsurance Company towards other legal entities within the Sava Re Insurance Group (Maribor Insurance Company, Tilia Insurance Company, Moja naložba pension company and insurance companies being located outside the territory of Slovenia, i.e. in Croatia, Serbia, Montenegro, Macedonia, Kosovo).

Manuela Zweimueller

Head of the Policy Department, EIOPA


Dr. Manuela Zweimueller is heading the Policy Department of EIOPA. In this role, she is responsible for EIOPA's regulatory and strategic policy tasks in the fields of insurance, pensions and international relations and reports directly to the Authority’s Executive Director. Manuela represents EIOPA in international matters and is a member of the IAIS Financial Stability and Technical Committee. Since August 2011, she held several senior positions in areas including consumer protection, peer reviews and impact assessment. Main projects under her responsibility were Solvency II, IORP II, IDD and infrastructure investments.

Prior to EIOPA, Ms Zweimueller was a member of Senior Management at Munich RE. In her last task until July 2011 she led the implementation of Solvency II at ERGO International and set up a Risk Management Hub in London for Munich RE. From 2008 to 2010, she was the Managing Director of Munich RE's branch office in France. During the years before, Manuela played a key role when establishing a Group Risk Management function at Munich RE. During her time with Allianz SE until 2001, her focus was on industrial business and innovative technologies.

Ms Zweimueller has extensive work experience in the (re)insurance business and particularly in risk management and also worked in Paris, London and Sydney. Since 2013​​​, she is regularly​ nominated to the Financial News FN100 Women in Finance list, depicting the most influential female executives working in European financial markets. Ms Zweimueller holds a PhD in biochemistry and a Certificate in Economics for Scientists by the University of Hagen (Germany).

Andrej Slapar

President of the Management Board, Zavarovalnica Triglav d.d., Slovenia


Andrej Slapar is the President of the Management Board of Zavarovalnica Triglav. He was appointed to this position in May 2013. Before that, he was a member of the Management Board of the largest insurance company in Slovenia and was in charge of the Non-Life Insurance Division. A Bachelor of Law, he began his career at Zavarovalnica Triglav in 1997 as a legal expert in the International Claims Department. He later spent more than 10 years working at Pozavarovalnica Triglav RE, recently also as a member of the Management Board.

As the head of one of the leading insurance-financial groups in South-East Europe, he is responsible for preparing and executing the strategies of Zavarovalnica Triglav and the Triglav Group. Among his other duties, he is responsible for the Life Insurance Division and Corporate Accounts Division.

He represents Zavarovalnica Triglav at the Council of the Slovenian Insurance Association and he is also the Chairman of the Supervisory Board of Pozavarovalnica Triglav Re, d.d., Chairman and Member of the Supervisory Board of Jedrski pool GIZ and Member of the Supervisory Board of Krka d.d.

Jure Kimovec

Financial Sector Analyst, EMEA Financial Services Ratings - Insurance & Banks, S&P Global Ratings


Jure Kimovec is a Financial Sector Analyst at the S&P Global Ratings, European Financial Services practice based in Frankfurt. He covers CEE insurance and reinsurance markets, in particular in Poland, Slovenia and Czech Republic. Furthermore, he covers companies from Austria, Germany and Norway. He is responsible for the credit ratings of counterparties such as PZU, UNIQA, Triglav, Save Re, Kommunal Landspensjonskasse (KLP). He is as well involved in the financial analysis of CEE banks and the development of internal analysis tools in the insurance sector. He joined S&P Global Ratings in January 2014.

Before joining S&P Global Ratings, Jure worked as a Financial Institutions analyst and as a Transactions structurer in markets and investment banking of UniCredit SpA in Munich.

Jure studied Banking, Financial Management and Corporate Finance at the University of Ljubljana, Humboldt Universität zu Berlin and HEC Paris. He is holder of the following financial certifications: Financial Risk Manager (FRM), Charted Alternative Investment Analyst (CAIA) and Energy Risk Professional (ERP).


Anton Globokar

Head of Sales for Life insurance, Adriatic Slovenica d.d., Slovenia


Anton Globokar is Head of Sales for Life insurance at Adriatic Slovenica d.d. Before joining Adriatic Slovenica d.d., he worked for Prva osebna zavarovalnica as Sales Director and in KD Življenje as Head of Sales Channel for Life insurance.

He has many years of experience in the field of leading and developing sales channels, and also in developing life insurance products.

Anton is currently leading the project of implementing IDD in Adriatic Slovenica d.d. and is also head of working group at the Slovenian Insurance Association for implementing IDD.

He holds a university degree in economics from the University of Ljubljana.

Alexandru D. CIUNCAN

Member of the IRSG & OPSG, EIOPA; Managing Partner, XPRIMM


After being active for more than 15 years in the CEE insurance and private pensions industries, with expertize covering financial journalism, communication, public relations, marketing and business development - I strongly support that consumers should be at the heart of every insurance undertaking.

As Member of EIOPA’s IRSG - Insurance and Reinsurance Stakeholder Group since 2013 and also of the OPSG - Occupational Pensions Stakeholder Group (www.eiopa.europa.eu/about-eiopa/organisation/stakeholder-groups) - representing consumers, I have had the opportunity to work closely with stakeholders and key decision makers in the European Union on some of the most important legislative initiatives that govern the insurance and private pensions markets - towards developing better market conduct practices.

At the same time, my activity as Secretary General of APPA-The Association for Insurance Promotion – the NGO that developed Romania’s first multi-channel national campaigns dedicated to educating consumers (www.appa-asigurari.ro) and as Managing Partner of XPRIMM (www.xprimm.com), a media and publishing company specialized in the CEE, SEE and CIS insurance and reinsurance markets, has been mostly dedicated to making sure stakeholders are properly informed based on the fact that dialogue is always the way forward.

I truly believe that a sound regulatory environment is paramount for a transparent financial services industry everywhere. In this respect, EIOPA and national regulators are playing major roles in creating and developing a unitary regulatory framework all over the EU and in establishing standards that can ensure a correct and fair activity of the financial markets.


Marko Štajduhar

Executive Director, Willis Towers Watson d.d., Croatia


Born in Zagreb, Croatia in 1975, where he graduated at Faculty of Economics at University of Zagreb in 1998.

His career developed in the financial sector, both banking and insurance, and would emphasize managerial
2003 -2007: Corporate Manager at Hypo Alpe Adria Bank d.d.
2008.-2012. Director of Large and International Corporate Department at Socitete Generale –
Splitska Banka d.d.
2012: Head of Sales at BNP Paribas Cardif Croatia
2013 - present: CEO at Willis Towers Watson d.d. Croatia

He uses his experience in everyday business, in order to identify potential risks and market opportunities. His goal is to reduce business risk for the clients and thus make them more competitive.

Through access to global market he is searching for more creative products in order to meet client needs as well as


Gregor Pilgram

Chief Financial Officer, Member of Management Board, Director and Member of Executive Committee, Generali CEE Holding B.V.


Generali company in 1999 and worked as Head of Internal Audit and CFO during the following years. In 2008 he was appointed CEO of the company. Gregor Pilgram was appointed Chief Financial Officer and member of the Executive Committee of Generali CEE Holding as of July 2013. He is responsible for Consolidation, Controlling and Actuarial.

Gregor Pilgram is also a member of the Board of Directors of Generali CEE Holding and a Chairman of the Supervisory Board of the Croatian Generali company.


Marjan Trobina

Team Leader Data & Business Intelligence, EIOPA


Team Leader Data & Business Intelligence in EIOPA. The team is responsible for the collection and analysis of Solvency II reporting data by EIOPA which includes XBRL-related activities. Before taking up this role he worked as Policy expert on Solvency II in EIOPA from July 2011 until June 2014.

Prior to joining EIOPA, Marjan worked for 15 years in direct insurance sector in different managerial positions being involved also in core IT systems development including reporting systems. He holds a MSc degree in Electrical Engineering from University of Ljubljana and a PhD degree in the field of Computer Science from ETH Zurich.


Janez Bensa

CEO, Parsek GmbH, Austria


Janez Bensa has been managing fast growing businesses in diverse IT related industries active across EMEA region. Born and educated in Slovenia, he acquired international business experience early in his career.

Janez’s passion emerges from diverse fields of entrepreneurship:
· Business development related to innovative business models and products;
· Attraction of partner organizations with the aim of strategic alliances establishment;
· Motivation and coaching of interdisciplinary talents and teams that originates from digital profession.

His inspiration throughout last mandate was dedicated to management of a fast growing SME, active in the field of health care informatics.


Ákos Újlaki

Project Leader, The Boston Consulting Group


Ákos Újlaki is a Project Leader at The Boston Consulting Group. He is a member of BCG’s Insurance Practice, as well as a member of the firm’s Strategy and Operations practices. Since joining BCG in 2016, Ákos has focused his work on advising insurers across multiple continents. He has deep experience in transformation and turn-around management.

Prior to joining BCG, Ákos worked for more than six years at Roland Berger and Bloom Consulting, where he mainly advised Financial Services clients.


Dr. Filip Glavan

Principal, The Boston Consulting Group


Filip Glavan is a Principal of The Boston Consulting Group. Since joining BCG in 2014, Filip has focused his work on advising clients in the pharmaneuticals and insurance industry, mainly in the Southeast European region.

He has acquired extensive experience in large-scale transformations, business strategy and corporate development. Prior to joining BCG, Filip worked for AT Kearney, and was a researcher at Max Planck Institute for Biochemistry.

He holds a PhD in biochemistry from Heidelberg University and a degree from the University of Zagreb.


Giovanni Mangini

Actuary - Insurance solution specialist, FIA, ONA, Moody's Analytics UK Ltd.


Giovanni is a qualified actuary in Italy (ONA) and UK (FIA) and he actively collaborates as a lecturer at several Universities.

Giovanni joined Moody’s Analytics in 2012 where he provides advisory on the capital modelling solution to the insurance industry. He graduated with a masters in Actuarial Science from the University of La Sapienza of Rome and is an active member of the Italian Institute of Actuaries. Since 2011 he has been a member of both the AFIR and AWB sections of the International Actuarial Association.

Before joining Moody’s Analytics, Giovanni worked in KPMG advisory where aside to his involvement in auditing and actuarial work validation, he was also involved in an implementation of MCEV and Internal Models for an insurance company. Before KPMG, Giovanni also worked for Towers Watson, where he was involved in actuarial valuation according to IFRS and IAS GAAP.

Actuary (UK & Italia) and Actuarial consultant
Expert of ALM, SF and IM per SII and ORSA
Working in Italy, UK, Bermuda and Nordics
Towers Watson (Milan)
KPMG (Roma - Milan)
Moody’s Analytics (London)
Lecturer at University of Verona (Italy)

MSc (cum laude) in Actuarial Science


Zoran Miloševič

Chief Innovation & Digital officer, Zavarovalnica Triglav d.d., Slovenia


Zoran has been working for Triglav insurance company since 2002. He has worked in P&C actuarial department, Motor insurance department, Sales and Distribution department and is currently Chief Innovation & Digital Officer. As actuary, Zoran learned the basics of P&C insurance, which helped him improving processes, underwriting, establishing car insurance online and developing new product lines as Director of motor insurance department. At that time he was also President of the Motor Insurance Comitee at Slovenian Insurance Association.

As Executive Director for Sales and Distribution, Zoran has led strategic marketing activities, CRM, BI and Innovations. He was sponsor of Triglav telematics project and responsible for successfully launched telematics product called »DRAJV«.

As a Chief Innovation and Digital Officer at Zavarovalnica Triglav, d.d. he is now deeply involved in digital strategy development, supporting new start-up initiatives and M&A deals, and recognising the blockchain as a new momentum also in insurance industry.

Dr. Mojca Piškurič

Deputy Director, Insurance Supervision Agency, Slovenia


Dr. Mojca Piškurić received her PhD in Game Theory and Probability from the Technical University of Dresden.

She has been working in risk management for 13 years with the Bank of Slovenia, European Central Bank, Kapitalska družba, d.d. and Zavarovalnica Triglav. In recent years she has been implementing a holistic enterprise risk management system and Solvency 2 requirements in Slovenia's biggest insurance company. She frequently participates as a speaker at regional insurance and financial conferences.

I confirm reception in the evening at the Wine bar Šuklje.

By signing this, I agree that the Insurance Supervision Agency of Slovenia, Trg republike 3, SI-1000 Ljubljana, may use my data to send me promotional and other messages until my revocation of this agreement.


P.S. The conference is free of charge.

Applications for participation at the conference CONSUMER PROTECTION IN NEW ERA – INNOVATION VS. REGULATION  will be accepted until Wednesday 23 August.

All fields marked with * are required.
After registration you will receive a confirmation sent by the organizer. The confirmation e-mail means that you have been accepted to the conference.
By signing this, I agree that the Insurance Supervision Agency of Slovenia, Trg republike 3, SI-1000 Ljubljana, may use my data to send me promotional and other messages until my revocation of this agreement. Applications for participation at the conference CONSUMER PROTECTION IN NEW ERA – INNOVATION VS. REGULATION will be considered until all seats have been taken.

Accomodation & Location

Conference location: Grand Hotel Union, Miklošičeva 3, Ljubljana, www.union-hotels.eu
Event location: Restavracija in bar Atelje, Nazorjeva 2, Ljubljana, www.union-hotels.eu/sl/grand-hotel-union/gostinska-ponudba/atelje/

Special rates for conference guests:

Grand Hotel Union, Miklošičeva 3, Ljubljana, www.union-hotels.eu, reservation: pdf

BEST WESTERN PREMIER Hotel Slon, Slovenska cesta 34, Ljubljana, www.hotelslon.com, reservation: pdf

Austria Trend Hotel Ljubljana, Dunajska cesta 154, Ljubljana, www.austria-trend.at/en/hotels/ljubljana,  reservation: pdf

Insurance Supervision Agency, Trg republike 3, 1000 Ljubljana
Phone: + 386 (1) 2528 600, Fax: + 386 (1) 2528 630, e-mail: agencija@a-zn.si, www: www.a-zn.si
Contact information:
Ms. Natalija Dmitrovič / natalija.dmitrovic@a-zn.si / Telephone: +386 (1) 2528 600 /