Agencija za zavarovalni nadzor (AZN) vas z veseljem vabi na
8. letno mednarodno konferenco z naslovom

Umetna inteligenca v zavarovalništvu evolucija ali revolucija?
Konferenca bo potekala 11. septembra 2023 v Ljubljani.


Agencija za zavarovalni nadzor 11. septembra organizira mednarodno konferenco, v središču katere bosta umetna inteligenca in njena vloga v zavarovalništvu.

Na konferenci z naslovom »Umetna inteligenca v zavarovalništvu – evolucija ali revolucija?« bomo lahko prisluhnili razmislekom o tem, kaj eno od najbolj aktualnih dogajanj tega trenutka, razmah umetne inteligence (AI), pomeni za zavarovalništvo, ki velja za tradicionalno panogo.

Zavarovalništvo za svoje delovanje potrebuje zadostno količino kvalitetnih podatkov. S pojavom digitalizacije ti podatki zavarovalnicam ležijo dobesedno na pladnju. Podatki so zdaj kvalitetnejši in obsežnejši kot nekoč. Ko tej ogromni količini podatkov dodamo strojno učenje, pridemo do tako imenovane umetne inteligence, ki se že širi na različna področja zavarovalništva.

Nadzorniki moč umetne inteligence šele spoznavajo(mo). Po eni strani se veselijo(mo) novih orodij, ki jim bodo v pomoč pri nadzoru finančnih institucij. Kljub temu pa široka uporaba umetne inteligence postavlja nadzornikom tudi nove izzive. Kateri so in kako se odzvati nanje? Je mogoče predvideti, kaj nas čaka v prihodnje? Bo z umetno inteligenco mogoče napovedati nekaj, kar trenutno velja za nepredvidljivo? K multidisciplinarnemu razmisleku o umetni inteligenci smo povabili strokovnjake na različnih področjih, da bomo lahko prejeli čim bolj celovite odgovore na vprašanja, ki nas najbolj zanimajo.

Človek in umetna inteligenca z roko v roki?

Kaj pomeni umetna inteligenca za človekovo vlogo v zavarovalništvu? Bo umetna inteligenca zamenjala nekatere tradicionalne poklice? Bo nadomestila zastopnika, škodnega cenilca in aktuarja? V bližnji prihodnosti najverjetneje ne, bo pa uporaba umetne inteligenca vsem tem poklicem zagotovo omogočala, da bodo lahko več časa posvetili zahtevnejšim nalogam svojega dela. Dejstvo je, da glede na hitrost razvoja tega področja vse širine uporabe umetne inteligence danes še ne vidimo. Več o tem bomo lahko izvedeli na panelni razpravi.

Kje nam pomaga že danes in kam to vodi?

Uporabo umetne inteligence pri zavarovalnicah srečamo pri razvoju novih produktov, pri optimizaciji procesov in pri analizi zavarovalčevih izkušenj. Z njo si zavarovalnice pomagajo prepoznati vedenja strank ter njihovih dejavnikov tveganja, pomaga jim pri prepoznavanju objektov, kar omogoča lažjo cenitev škod. Neprekinjena komunikacija zavarovancev z zavarovalnico je omogočena preko klepetalnih robotov, ki razumejo človeški jezik. Kaj pa v prihodnje? Kam nas bo vodila skrivnostna umetna inteligenco, ki v zadnjih letih vse bolj vstopa v naša življenja?

Spremljajte nas za več informacij o mednarodni letni konferenci Agencije za zavarovalni nadzor. Več bo dogodku, vključno z govorci in celotnim programom, bomo objavili v prihodnjih dneh.

Program

8:30 Registracija in poslovni zajtrk
   
9:45

mag. Gorazd Čibej, direktor Agencije za zavarovalni nadzor

   
10:00 Uvodni nagovor:
   
10:20

Sklop 1: AI – napovedovanje nepredvidljivega

Zavarovalništvo za svoje delovanje potrebuje zadostno količino kvalitetnih podatkov in s pojavom digitalizacije ti podatki zavarovalnicam ležijo na pladnju. Podatki so sedaj kvalitetnejši in obsežnejši. Ko tej ogromni količini podatkov dodamo še strojno učenje, pridemo do tako imenovane umetne inteligence, ki se že širi na različna področja zavarovalništva. Nadzorniki moč umetne inteligence šele spoznavajo(mo). Po eni strani se veselijo(mo) novih orodij, ki jim bodo v pomoč pri nadzoru finančnih institucij, kljub temu pa široka uporaba umetne inteligence postavlja nadzornikom tudi nove izzive. Algoritmi so vse kompleksnejši in je zato preverjanje njihovega delovanja in njihovih rezultatov težje, imajo kratke cikle umerjanja, kar zamegljuje meje med umerjanjem in potrjevanjem algoritma ter visoko stopnjo avtomatizacije. Zato je pred nadzorniki težka naloga oblikovanja splošnih načel oziroma minimalnih zahtev za uporabo umetne inteligence v procesih odločanja v finančnih institucijah.

 
  1. as. dr. Miha Dominko, mag. poslovnih ved, Katedra za pravnoekonomske znanosti, Univerza v Ljubljani, Pravna fakulteta
  2. Hanne van Voorden,  Vodja nadzornih praks in poslovanja, IAIS
  3. Dr. Kevin Bauer, M.Sc. Law and Quantitative Economics, University of Mannheim, Goethe Universitat
  4. drr. Timotej Jagrič, Predstojnik Inštituta za finance in umetno inteligenco, Ekonomsko-poslovna fakulteta, Univerza v Mariboru
  5. Prof. Karel Van Hulle, KU Leuven in Goethe Univerza, Frankfurt 
   
12:00 Premor: 30 min
   
12:30

Panelna razprava / Intervju (15-20 min): : Človek vs umetna inteligenca – zmagovalna kombinacija

Bo umetna inteligenca zamenjala nekatere tradicionalne poklice v zavarovalništvu? Bo nadomestila zastopnika, škodnega cenilca in aktuarja? V bližnji prihodnosti najverjetneje še ne, bo pa uporaba umetne inteligenca vsem tem poklicem zagotovo omogočala, da bodo lahko več časa posvetili zahtevnejšim nalogam svojega dela. Dejstvo je, da glede na hitrost razvoja tega področja, vse širine uporabe umetne inteligence danes še ne vidimo.

Moderator: TBC

 
  1. TBC
  2. Predstavniki 3 slovenskih zavarovalnic: Zavarovalnica Sava d.d., Zavarovalnica Triglav d.d. in Zavarovalnica Generali d.d. 
   
 13:30

Sklop 2: Kako umetna inteligenca spreminja pravila igre v zavarovalništvu?

Uporabo umetne inteligence pri zavarovalnicah srečamo pri razvoju novih produktov, pri optimizaciji procesov in pri analizi zavarovalčevih izkušenj. Z njo si zavarovalnice pomagajo prepoznati vedenja strank ter njihovih dejavnikov tveganja, pomaga jim pri prepoznavanju objektov, kar omogoča lažjo cenitev škod. Neprekinjena komunikacija zavarovancev z zavarovalnico je omogočena preko klepetalnih robotov, ki razumejo človeški jezik.

 
  1. Tomás Soley Pérez, Predsednik Združenja zavarovalniških nadzornikov Latinske Amerike (ASSAL) in predsednik Foruma za finančno vključenost IAIS, Costa Rica
  2. Kobi Bendelak, direktor, InsurTech Israel 
  3. Matjaž Pušnik, Strokovni direktor, KPMG poslovno svetovanje, d.o.o. 
  4. Dirk Reinhard, Podpredsednik, Munich Re Foundation
   
15:00 Konec konference
   
16:00 Pogostitev

 

Natisnite: Program [Print]

Govorci & Prezentacije

mag. Gorazd Čibej

direktor Agencije za zavarovalni nadzor

>>>

Gorazd Čibej, LL.M, has been Managing Director of the Insurance Supervision Agency of Slovenia (AZN) since January 2018 and since November 2017, he has also been the President of the Council of Experts of AZN. He is a member of the Board of Supervisors of the European Insurance and Occupational Pensions Authority (EIOPA) and has also been appointed a member of the Supervisory Steering Committee and a substitute member of the Mediation Panel. He is a Regional Co-ordinator for the CEET region within the Executive Committee of the International Association of Insurance Supervisors (IAIS). Since 2019 he has also been a member of the Council of Securities Market Agency of Slovenia.

He graduated cum laude from the Faculty of Law, University of Ljubljana in 2000 and he holds a Master's Degree in European Law (LL.M) from Lund University, Sweden, which he attained in 2001. Later in 2016 he completed the Certified International Business Negotiation Programme at the Mitchell Hamline University, USA and in 2017 he participated in advanced training in the field of Corporate Governance at the Harvard University, USA.

Gorazd is a regular speaker at insurance conferences and webinars at home and abroad.

as. dr. Miha Dominko, mag. poslovnih ved

Katedra za pravnoekonomske znanosti, Univerza v Ljubljani, Pravna fakulteta

>>>

Hanne van Voorden

Vodja nadzornih praks in poslovanja, IAIS

>>>

Dr. Kevin Bauer, M.Sc. Law and Quantitative Economics

Profesor, University of Mannheim, Goethe Universitat

>>>

Kevin Bauer joined the GSEFM's Ph.D. program in 2013, after completing his Bachelor's degree in Economics and Business Administration at the Goethe University.

In 2017 he completed his first master's degree in Law and Quantitative Economics. He completed his Ph.D. in 2018 with the academic title Dr. rer. pol. with a summa cum laude. His thesis 'On the Economic Significance of Social Groups: New Evidence on Self-Selection, Social Identity and Social Preferences' focuses on the empirical analyses of economic relationships.

While doing his Ph.D., he started a second Master's degree in Information Systems at the Goethe University focusing on machine learning and artificial intelligence. After finishing his Ph.D., Kevin Bauer joined the TechQuartier as the AI specialist, where he is still active as an external consultant on AI related topics.

Since January 2020, Kevin Bauer was working as a postdoctoral researcher at the SAFE Leibniz Institute where he is part of the 'Digitization of the Financial Industry'-research Group (headed by Prof. Hinz). Since January 2023 he is Professor at the University of Mannheim.

ddr. Timotej Jagrič

Predstojnik Inštituta za finance in umetno inteligenco, Ekonomsko-poslovna fakulteta, Univerza v Mariboru

>>>

Timotej Jagric, received his first PhD from University of Maribor and his second PhD from University of Primorska. He is certified in quantitative risk management (CQRM), and is full professor of applied economics and econometrics and full professor of finance.

He works at University of Maribor, at the Department for Finance and is Head of the Institute for Finance and Artificial Intelligence. He gives classes on undergraduate, graduate and PhD level at the Faculty of Economics and Business, Faculty for natural sciences and mathematics and other Universities in and outside Slovenia. He was visiting researcher at Humboldt University of Berlin in the Collaborative Research Center (SFB) 649 “Economic Risk” and is currently visiting professor at Technical University of Graz, Austria.

He has worked as chairmen of the supervisory board of the largest re-insurance company in Slovenia, as member of the Strategic council of the government of the Republic of Slovenia, and as advisor for many government and other public institutions in CEE region. He is actively working as consultant in the field of AI and risk management, especially for financial institutions, and is member of the steering committee of the Slovenian risk association - SI.RISK. He also cooperates with Austrian company in the field of data science and artificial intelligence and as consultant for WHO.

Prof. Karel Van Hulle

KU Leuven in Goethe Univerza, Frankfurt

>>>

Professor Karel Van Hulle lectures at the Economics and Business Faculty of the KU Leuven and at the Economics Faculty of the Goethe University in Frankfurt.

He is Chairman of the Conflicts of Interest Oversight Committee of the European Money Markets Institute and is a member of the Board of the Bermuda Monetary Authority. He served as a member of the Public Interest Oversight Board from March 2016 until April 2021.

He started his professional career with the Belgian Banking Commission (1976-1984) where he was responsible for the Secretariat of the newly created Belgian accounting standards commission.
He joined the European Commission in 1984. After taking up responsibility for accounting standards, financial reporting, auditing and company law, including corporate governance, he became head of insurance and pensions in 2004, a position that he held until his retirement in March 2013. As head of insurance and pensions, he was in particular responsible for the development of Solvency II and represented the EC within EIOPA and within the technical committee of the IAIS.

Van Hulle is a lawyer by training. He studied law at the KU Leuven and at the Marquette University Law School in Milwaukee
(USA).

The American Accounting Association in 1990, Distinguished Fellow of the IAIS in 2013 and Honorary Fellow of the UK Institute and Faculty of Actuaries nominated Professor Van Hulle Distinguished International Lecturer in Accounting in 2014.

In 2019, he summarised his experience with the development of Solvency II in a book “Solvency Requirements for EU Insurers. Solvency II is good for you”, Intersentia, Cambridge, Antwerp, Chicago, ISBN 978-1-78068-177-1, 727 p.

Kobi Bendelak

direktor, InsurTech Israel

>>>

Tomás Soley Pérez

Predsednik Združenja zavarovalniških nadzornikov Latinske Amerike (ASSAL) in predsednik Foruma za finančno vključenost IAIS

>>>

Is an economist and Business Administrator graduated from the University of Costa Rica with a master’s degree in Economics from the Catholic University of Chile, where he graduated with honors and has a degree in Business Administration from the American University of Costa Rica. He served as Parliamentary Counsel from 1991 to 1997 and as Coordinator of Economic Advisory Congress from 2000 to 2001.

In 2002 was appointed Vice-President of the American Commission on Organization of Management Systems, until 2006. For the period 2002 to 2008 served as Deputy Technical Secretary of the International Association of Bodies Supervision of Pension Funds (IAOS). From 2001 to 2005 worked in the Superintendence of Pension of Costa Rica (SUPEN) as Director of Special Studies and Risk Assessment and from 2005 became director of Planning and Standards. Since 2008 and until October 2012, served as Intendent in the Superintendent of Insurance of Costa Rica Sugese) and from November 6, 2012, serves as General Superintendent of Insurance.

Between 2002 and 2006 he participated in the Inter-American Conference on Social Security as Vice President of the American Commission CAOSA. From 2002 to 2008, he served as Deputy Technical Secretary of the International Association of Pension Fund Supervisory Organizations (IAOS).

Currently, he is the President of the Association of Insurance Supervisors of Latin America (ASSAL) and participates as a member of the Council of the Insurance and Private Pensions Committee (IPPC) of the OECD. Furthermore, he actively participates in the International Association of Insurance Supervisors (IAIS), as a representative of the Governing Council and Executive Committee of the Access to Insurance Initiative (A2ii), and Chair of the Financial Inclusive Forum (FIF).

In the educational field, he has helped developed various areas of economics at the University of Costa Rica and has participated as a speaker at national and international forums related to the financial system and insurance. Finally, he has authored various texts and conducted extensive research on issues related to the supervision of insurance and pensions.

Matjaž Pušnik

Strokovni direktor, KPMG poslovno svetovanje, d.o.o.

>>>

Dirk Reinhard

Podpredsednik, Munich Re Foundation

>>>

Registracija







I confirm reception in the evening at the Wine bar Šuklje.

By signing this, I agree that the Insurance Supervision Agency of Slovenia, Trg republike 3, SI-1000 Ljubljana, may use my data to send me promotional and other messages until my revocation of this agreement.

 

P.S. The conference is free of charge.

Registration deadline: 31 August 2023

All fields marked with * are required. After registration you will receive a confirmation sent by the organizer. The confirmation e-mail means that you have been accepted to the conference.  By signing this, I agree that the Insurance Supervision Agency of Slovenia, Trg republike 3, SI-1000 Ljubljana, may use my data to send me promotional and other messages until my revocation of this agreement.

Lokacija

Lokacija konference: Grand Hotel Union, Miklošičeva 3, Ljubljana, www.union-hotels.eu

Lokacija – Wine Bar Šuklje:

Insurance Supervision Agency, Trg republike 3, 1000 Ljubljana
Phone: + 386 (1) 2528 600, Fax: + 386 (1) 2528 630, e-mail: agencija@a-zn.si, www: www.a-zn.si
Contact information:
Ms. Natalija Dmitrović / natalija.dmitrovic@a-zn.si / Telephone: +386 (1) 2528 600 /